Use losses after subtracting winnings, not the total amount wagered. Use records where available; a rough average produces a rough estimate.

Optional: include related time you want to count, such as checking bets. Enter 0 to leave time out.

$10,400Estimated loss over the selected period
$5,200Estimated loss in one year at this weekly average
$15,600Three-year cost if the same weekly loss continues
1,040 hoursTime over the selected period

How the gambling loss estimate works

The calculator uses 52 weeks per year. Estimated past losses equal your weekly net loss × 52 × the number of years. The yearly estimate is weekly net loss × 52. The three-year projection is weekly net loss × 156. Time equals weekly hours × 52 × years.

For example, $100 per week for two years gives $100 × 52 × 2 = $10,400. These are arithmetic estimates based on a constant average, not a prediction of gambling results.

What the numbers do and do not show

A weekly average can hide periods with much higher or lower losses. Compare the result with your own records if you need a more accurate total. The estimate excludes interest, fees, changes in spending, and other costs unless you include them in your weekly figure.

The future-cost figure shows what the same pattern would cost. It is not a promised saving, investment return, or account balance. It does not assess whether you have a gambling disorder.

Use the result to choose a next step

If you want to reduce access to betting on your phone, start with the iPhone gambling-blocking guide. For options beyond device settings, see the sports-betting guide and the National Council on Problem Gambling’s help resources.

Track a goal with UrgeShield

UrgeShield pairs a gambling-free streak with savings estimates and personal goals on iPhone. Its savings estimates use the spending information you enter; they do not read your bank balance. Explore the app’s blocking and tracking tools.